Landlords Insurance

Landlords insurance is a critical part and cost of any buy to let purchase.

Finding specialist landlord insurance for rental property can sometimes be a challenge. All too often, landlords find their property is not adequately covered by standard insurance policies.

Landlords face unique risks when letting out property, so protecting your investment against the unexpected is vital. Specialist landlords insurance should cover:

• Buildings (if required)

• Contents ( if required)

o up to £40,000 for furnished property;

o or up to £5,000 for unfurnished property (covers carpets, curtains, domestic kitchen appliance, light fittings and sunblinds)

• Loss of rent as a result of insured event (up to 20% of the sum insured on buildings and /or contents)

• £2,000,000 public liability cover

• £5,000,000 employers liability cover

• Protection against damage caused by the tenants

• Accidental damage cover options available

• Full cover for property unoccupied between lets (subject to conditions)

• Monthly premium payment option (subject to acceptance- Service charge applies)

• Insurance premiums are a tax deductible expense

We have arranged a let property insurance scheme for our subscribers which has been tailored to cater for the residential lettings market.

• very competitive premium rates

• specially negotiated covers e.g. the inclusion of malicious damage by tenants and automatic cover for carpets, curtains/blinds and domestic white goods

• no need to arrange separate contents cover at additional cost in most circumstances

• cover for fully furnished properties is also available

To obtain a quotation simply click on the link where you will be able to calculate individual premiums for your properties, download relevant documents e.g. Principal Features leaflet, Policy Summary, and, if you wish to proceed, you can arrange cover and pay the premium there and then on-line.

Compare this with your existing arrangements - we are sure in most instances you will find it an improvement.

Check it out on following page: www.landlordsquote.co.uk

There are options for new investors, or experienced investors who are looking for more competitive rates. We have had them recommended by several experienced investors over the last year and are very impressed with them - saving £20-60 a year per property can make an excellent difference to your bottom line.

Landlords insurance, just like management companies are a key part of being a buy to let investor and you will get different levels of value for money from different companies - it is important you check these out properly and make the right decision for you.

If you are not a fan of filling out forms, you can leave your details - and someone will call you back.

For more information, and to see if you could save money, click on the link www.landlordsquote.co.uk - landlords insurance